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Flexi Access Drawdown options post April 2015

There have been many different versions of Drawdown over the years:   For plans set up prior to 6th April 2015, the most common type was:   Capped Drawdown – An annual income can be taken from the invested pension fund, if required. This income may vary between limits, set at outset by the Government Read the full article »


YOUR RETIREMENT OPTIONS EXPLAINED

    Quick Guide . LIFETIME ANNUITY SCHEME PENSION PHASED RETIREMENT EXISTING DRAWDOWN PENSION – CAPPED FLEXI-ACCESS DRAWDOWN UFPLS Regular and secure income for life Regular and secure income for life Part of your fund and part of your tax free cash are used in segments to provide annuity income. Tax free cash lump sum Read the full article »


The Bank of England MPC voted by a majority of 7-2 to raise Bank Rate to 0.50%.

The Bank of England MPC voted by a majority of 7-2 to raise Bank Rate to 0.50%. To see how this may increase your monthly mortgage payment, please see the chart below. If you’re sat on a variable rate mortgage and you’d prefer to be safe in the knowledge that your mortgage payment will remain static, Read the full article »


Mortgage Advice in Bradley Stoke, Stoke Gifford and Aztec West. Free Initial Consultation

Mortgage Advice in Bradley Stoke, Stoke Gifford and Aztec West  tel 0117 3704213 Are you looking for a Mortgage Adviser or Mortgage Broker in Bradley Stoke, Stoke Gifford and Aztec West? Our Mortgage Advisers and Mortgage Brokers are fully independent of any Bank or Building Society, so you can be assured we work only in your best interest. Read the full article »


Mortgage advisers in Bristol – Free initial consultation

Mortgage Advice in Bristol – 0117-3704213 Are you looking for a Mortgage Adviser or Mortgage Broker in Bristol? Our Mortgage Advisers and Mortgage Brokers are fully independent of any Bank or Building Society, so you can be assured we work only in your best interest.  BOOK YOUR FREE INITIAL CONSULTATION. The whole of market. Unbiased and not tied Read the full article »


Getting the right Mortgage Advice in Bristol.

Briѕtоl, lосаtеd in Sоuth Wеѕt Englаnd, iѕ England’s sixth most рорulаr сitу. Thе city spreads frоm thе соuntiеѕ оf Somerset to Glоuсеѕtеrѕhirе аnd iѕ built around thе River Avon. Englаnd rеfеrѕ tо Briѕtоl аѕ оnе оf itѕ соrе сitiеѕ, mаking it one оf thе bеѕt сitiеѕ tо wоrk in finаnсiаl jоbѕ. Rесеntlу, Briѕtоl hаѕ relied Read the full article »


Mortgage advice in Clevedon

Mortgage advice in Clevedon tel 01275406364  Are you looking for a Mortgage Adviser or Mortgage Broker in Clevedon? Our Mortgage Advisers and Mortgage Brokers are fully independent of any Bank or Building Society, so you can be assured we work only in your best interest.  book your Free Initial Consultation. Whole of market. Unbiased and not tied to Read the full article »


Here are the things you may want to be aware of and consider from Budget 2017.

    The main rate of National Insurance contributions for the self-employed will increase. Currently, the self-employed may have to pay both Class four and Class two NICs. Class four NICs at 9 per cent are paid on profits between £8,060 and £43,000. Class two NICs are paid on profits of £5,965 or more. From Read the full article »


What is Pension Wise?

 What is Pension Wise If you are at least 50 and you have a pension, you can get free guidance (rather than regulated advice) from Pension Wise. This service is backed by the UK government and can be useful. Pension Wise is a free government service that helps you understand what you can do with Read the full article »


Financially troubled firms could reduce pensions

Ministers have revealed that the pension generosity of firms with monetary problems could be reduced under new allowances. Affecting up to 11 million people, in a discussion paper, the government has suggested that Defined Benefit (DB) pensions – schemes largely for those in the private sector – could have the option to be “watered down”, Read the full article »


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